Physicians Practice: Malpractice Insurance

Professional liability insurance is a necessary part of being a physician in order to protect the provider from bearing the full cost of legal defense in case a malpractice suit is filed. AAPC Physician Services’ Vice President of Business Development Dixon Davis, MBA, MHSA, recently wrote an article for Physicians Practice in which he delineated the different types of malpractice insurance. He also elaborated on the different situations in which each different type of policy would be the most beneficial.

“An occurrence-based policy provides insurance against incidents that occurred during the term of the policy regardless of when the claim is made,” he explains. “A claims-made policy covers the insured for any incidents that occur during the policy period, as long as the claim for the incident is also filed during the policy term.”

Read the full article.


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