You present a great question. This should receive many responses.
My opinion...“additional workup planned,” describes a problem that cannot be evaluated within the confines of the encounter. "Additional workup" is needed to help find a definitive diagnosis for that encounter. This could be a diagnostic study/plan...MRI, CT, PT, etc.
I verbally presented this question to our carrier and was informed that this type of "workup" was credited as such.
"An example of a “new problem with no additional work-up planned” may be a new diagnosis of essential hypertension. Examples of “new problem, with additional work-up planned” may include any new clinical issue which requires further investigation such as chest pain, proteinuria, anemia, shortness of breath, etc"
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