We charge $28.00 to non-government insurance; most reimburse at about $22, which is the National Average Payment according to Encoder Pro. However, Medicare and Medicaid only allow between $1.04 and $1.15 here in SD.
Is the 0.95 you're receiving from Medicare or Medicaid? If so, that's probably correct for your area. If it's an insurance you are par with, I would look at the contract to see what they are obligated to pay for injections - most of ours have language about the National Average Payment for injectibles.
And, I would check with suppliers. I could be wrong, but $17.50 for 250 mg of Rocephin seems awfully high.
Hope this helps.
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