My opinion is that you should always bill your full fee and let the payers cut them according to their policies. There are several reasons:
1. If you only bill what the payer allows, you will have no way of knowing when/if a payer's allowance has increased. By the time you find out, you've missed out on some additional revenue.
2. Not every payer has the same policy. It's much easier to bill everyone the same fee than try to keep track of which payer pays what amount.
3. If you cut the fees you bill the payer, they have no way of knowing if their reimbursements are in line with the prevailing charge. those that subscribe to UCR tables will be reporting your reduced fees resulting in a lower UCR for your area.
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