I haven't ever seen anything that it is not legal to bill health insurance for an accident related injury. Of course if there is a 3rd party payor that should be responsibile for the care such as auto insurance or work comp, they should pay. I have seen numerous situations where the med pay on an auto policy is exhausted & you are left with no choice but to submit to patient's health insurance. The health insurance could then choose to pay or not to pay. The patient & their attorney would then be fully aware of attempts to the bills paid for.
If there is a legal precendent regarding your question, I have never seen it in my 20+ years in the industry.
Hope this helps
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