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Thread: Billing ? - adult patient covered under parent's insurance

  1. #1
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    Default Billing ? - adult patient covered under parent's insurance

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    If an 20 year old woman living on her own is covered under her parent's insurance, who should be billed for co-insurance after the payer has paid their portion? Logically, I would say the patient, but I am now wondering if that is the case. Thank you!

    Lance Smith, MPA, COC, CPMA, CEMC, RHIT, CCS-P, CHC, CHPC

    2016 Secretary
    Ellenville, NY Local Chapter

  2. #2
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    Default

    Quote Originally Posted by MnTwins29 View Post
    If an 20 year old woman living on her own is covered under her parent's insurance, who should be billed for co-insurance after the payer has paid their portion? Logically, I would say the patient, but I am now wondering if that is the case. Thank you!
    In most states once a person reaches the age of 18 you are legally responsible for your financial debt. Same situation applies to a spouse on the other spouse's insurance. The patient is the one legal responsible for their debts.
    Arlene J. Smith, CPC, CPMA, CEMC, COBGC

  3. #3

    Default adult patient

    If there is no other insruance involved, then the patient s/b billed.

  4. #4
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    Fullerton/Buena Park, CA
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    I agree, I'm o So CA, and here if a patient is 18or older, they are responsible for their acct. Balance.
    Jennifer DeWitte, CPC, CPC-P, CPB
    Newport Center Surgical
    Coding & Billing Department

  5. #5
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    Default Thanks to all who responded.

    That confirms my thought - and also gives me a good place to get a confirmation on state financial laws for proof.

    Lance Smith, MPA, COC, CPMA, CEMC, RHIT, CCS-P, CHC, CHPC

    2016 Secretary
    Ellenville, NY Local Chapter

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