Wiki Secondary deductible after primary copay

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Des Moines, IA
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Example: Primary assigned a $15 copay to the visit, then secondary assigned $18.40 to patient's deductible for the same visit. Does the patient owe $15 or $18.40?

Example: Primary assigned a $15 copay to the visit, then secondary assigned $4.90 to the deductible. Does the patient owe $15 or $19.90?

Thanks so much for your help!
 
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