pbrown2012
New
What is the rules for an adult with 2 jobs and both have pt insured who is primary?
I have not seen that the birthday rule applies to a patient with insurance through work and through a spouse. The patient's insurance through work pays as primary and the insurance through the spouse pays as secondary. The birthday rule only applies to a child who has insurance through both parents.
The refund goes to the patient since they are the paying the premiums . There is information on the Internet for this situation.