this happens to us all the time. A patient has 2 insurance plans that we are contracted with. We bill the prime one, they do not pay anything, but apply a contractual coinsurance amount. We then bill this amount to the 2nd insurance. And the 2nd insurance processes the claim as if they are prime due to no payment from the prime. Therefore we have an overpayment. How do we correct this? and is this correct? should we be refunding the 2nd insurance or adjust our contracted amounts? I know medicare does a similar equation, and we just don't know what to do with the overpayments??
Thanks all.
Thanks all.